Wise虚拟卡有多好用?轻松绑定OpenAI API、Apple Pay、Google Pay

洋拉图
22 Jul 202308:57

TLDR本期视频介绍了Wise虚拟卡的多种用途和便利性。Wise虚拟卡相当于一张海外银行卡,可以绑定手机支付,线下消费,线上购物,开通会员订阅,甚至绑定OpenAI API。开卡免费,使用成本低。用户需注册激活Wise账户,填写居住地信息,部分地区如英国、澳洲、日本等可以使用。虚拟卡支持冻结功能,防止盗刷风险。用户可以添加Apple Pay和Google Pay,实现在欧美大部分场景下的手机支付。此外,Wise虚拟卡支持在中国的微信和支付宝中添加使用,费率较低。视频还展示了线下消费的测试,证实了Wise虚拟卡的实用性和便捷性。

Takeaways

  • 💳 Wise虚拟卡可以绑定多种支付方式,包括Apple Pay和Google Pay,适用于多种支付场景。
  • 🆓 开通Wise虚拟卡是免费的,使用成本较低,适合经常进行线上和线下支付的用户。
  • 🌐 Wise虚拟卡支持多个国家使用,包括英国、澳洲、日本、新西兰、新加坡、马来西亚、瑞士、欧盟区、加拿大和巴西。
  • 📍 如果用户居住地不在上述国家,可以通过解决居住证明问题来申请Wise虚拟卡。
  • 🔑 用户可以轻松地通过Wise的APP注册和激活虚拟卡,操作简便。
  • 🏦 Wise虚拟卡允许用户同时拥有多达三张卡,并且可以方便地进行删除和重新开通。
  • ❄️ Wise虚拟卡具备冻结功能,可以即时冻结卡片以防止盗刷,提高安全性。
  • 📱 支持添加到Apple Wallet和Google Pay,方便用户在欧美大部分场景下直接刷手机支付。
  • 🔗 可以绑定OpenAI的API,通过Wise虚拟卡进行支付,方便用户使用ChatGPT Plus等服务。
  • 💡 每张Wise虚拟卡都可以进行个性化命名,帮助用户更好地管理消费和支出。
  • 🛒 Wise虚拟卡在中国地区也可以通过微信支付和支付宝进行线下和线上消费,且费率较低。

Q & A

  • Wise虚拟卡可以绑定哪些支付平台?

    -Wise虚拟卡可以绑定Apple Pay和Google Pay,实现在线下进行消费,也可以在线上使用,如电商平台购买商品或开通平台会员订阅等。

  • 如何注册并激活Wise账户?

    -首先需要通过Wise的注册链接进行注册,该链接可能提供一些免费的汇款额度。注册过程中需要填写居住地,激活账户可能需要一些教程指导,这些教程可以放在视频说明里供用户参考。

  • Wise虚拟卡支持哪些国家或地区?

    -Wise虚拟卡支持的国家或地区包括英国、澳洲、日本、新西兰、新加坡、马来西亚、瑞士、欧盟区、加拿大和巴西。

  • 如果没有Wise支持地区的居住证明,如何申请虚拟卡?

    -如果没有支持地区的居住证明,可以先以中国地区注册使用Wise,然后加入虚拟卡的申请名单。待解决地址证明后,再联系客服修改地址以申请虚拟卡。

  • Wise虚拟卡的开卡和使用成本是怎样的?

    -Wise虚拟卡开卡是免费的,使用成本非常低。英国地区每天可以开一张卡,其他地区每天可以开三张卡。

  • Wise虚拟卡的freeze card功能有什么作用?

    -Freeze card功能可以让用户立刻冻结卡片,防止卡片被盗刷,点击一下即可解冻,为用户资金安全提供保障。

  • 如何将Wise虚拟卡添加到Apple Pay?

    -添加到Apple Pay非常简单,只需点击'add to apple Wallet',然后根据提示一步步操作,整个过程只需几秒钟。

  • 使用Wise虚拟卡绑定openAI API需要注意什么?

    -绑定openAI API时,最关键的是IP节点是否干净。使用稳定的VPN服务,如Astrill,可以提高成功率。

  • Wise虚拟卡是否支持微信和支付宝支付?

    -Wise虚拟卡支持添加到微信和支付宝,并能在中国地区正常消费。

  • Wise虚拟卡的费率是怎样的?

    -Wise虚拟卡的费率相对较低,在中国地区刷手机支付时,Wise的费用是最低的,其次是Depay,然后是Onekey。

  • Wise虚拟卡可以进行线下消费吗?

    -是的,Wise虚拟卡支持线下消费,如使用微信支付或支付宝在超市购买商品或吃早餐等场景。

  • Wise虚拟卡是否允许用户同时拥有多张卡?

    -Wise允许用户同时拥有最多三张虚拟卡,并且用户可以对这些卡片进行删除和重新开通。

Outlines

00:00

💳 Introduction to Wise Virtual Cards

The first paragraph introduces the Wise virtual card, highlighting its convenience and functionality. It can be used for both online and offline transactions, including mobile payments, e-commerce purchases, and subscription services like ChatGPT Plus. The card is cost-effective with no fees for opening and offers additional features such as the ability to freeze and unfreeze the card to prevent unauthorized use. The speaker also guides viewers on how to register and activate a Wise account, noting that the virtual card is available in certain countries and providing a link for registration that includes a bonus for free transfer limits.

05:02

🔄 Wise Virtual Card Features and Applications

The second paragraph delves into the features and applications of the Wise virtual card. It explains how to add the card to Apple Pay and Google Pay for contactless payments and how to name each card for better management. The paragraph also demonstrates the process of binding the Wise card to the OpenAI API using a secure VPN service. The speaker emphasizes the importance of a clean IP node for API binding. Additionally, it discusses the recent integration of Wise cards with WeChat and Alipay, allowing for domestic use in China. The speaker tests the card's functionality by making purchases using WeChat and Alipay, confirming that the transactions were successful and the charges appeared in the Wise app.

Mindmap

Keywords

💡Wise Virtual Card

A Wise Virtual Card is a digital banking tool that allows users to perform financial transactions without the need for a physical card. In the video, it is described as highly versatile, enabling users to make both online and offline purchases, as well as to subscribe to services like chatgpt plus and bind to the OpenAI API. The card is noted for its low cost, with free issuance and no mention of high fees, making it an attractive option for international transactions.

💡OpenAI API

The OpenAI API refers to the programming interface provided by OpenAI, which allows developers to integrate its AI capabilities into their applications. In the context of the video, the Wise Virtual Card is used to bind and make payments to the OpenAI API, indicating its utility for developers and businesses looking to leverage AI services.

💡Apple Pay

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments using their Apple devices. The video demonstrates how to add a Wise Virtual Card to Apple Pay, highlighting the card's compatibility with mobile payment systems and its convenience for contactless transactions.

💡Google Pay

Google Pay is a digital wallet platform and online payment system developed by Google, which is used for making online payments. Similar to Apple Pay, the video shows that the Wise Virtual Card can be added to Google Pay, expanding the card's utility for Android users and emphasizing its wide acceptance across different payment platforms.

💡Freeze Card

The 'Freeze Card' feature mentioned in the video allows users to instantly suspend their Wise Virtual Card to prevent unauthorized transactions. This security measure is a significant advantage of the card, as it provides an extra layer of protection against fraud and theft.

💡Card Label

The 'Card Label' functionality enables users to assign a specific name or label to their Wise Virtual Card for identification purposes. In the video, the presenter assigns the label 'Apple Pay' to the card added to the Apple Wallet, helping users to categorize their cards and keep track of their spending.

💡Depay

Depay is referenced in the video as another payment method that can be used alongside the Wise Virtual Card to bind to the OpenAI API. It suggests that there are multiple options for users to facilitate payments for AI services, indicating a competitive landscape in digital payment solutions.

💡OneKey

OneKey is mentioned as a payment method in the video, similar to Depay, which can be used to bind to the OpenAI API. It is part of the discussion on alternative payment options, showcasing the variety of tools available to users for managing their finances and subscriptions.

💡Mobile Payment

Mobile payment refers to the act of making a transaction with a mobile phone or a similar wireless device. The video emphasizes the ease of adding the Wise Virtual Card to mobile wallets like Apple Pay and Google Pay, and demonstrates successful offline mobile payments, showcasing the convenience and modernity of mobile payment systems.

💡International Transactions

International transactions involve the transfer of funds or the conduct of business across national borders. The Wise Virtual Card is portrayed as particularly useful for such transactions due to its low-cost structure and compatibility with various international payment systems, making it an attractive option for users with global financial needs.

💡Residence Proof

Residence proof is a document or evidence that confirms an individual's residential address. In the context of the video, it is mentioned as a requirement for obtaining a Wise Virtual Card in certain countries. The presenter discusses strategies for users without residence proof in supported countries, such as joining the application list and later providing proof to obtain the card.

Highlights

Wise虚拟卡相当于拥有一张海外银行卡,便于在线上和线下进行消费。

Wise虚拟卡可以绑定在手机支付平台,如Apple Pay和Google Pay,方便在欧美地区使用。

Wise虚拟卡开卡免费,使用成本低。

Wise虚拟卡可以用于电商平台购物和开通会员订阅,如chatgpt plus。

Wise虚拟卡可以绑定openAI的API,方便进行相关操作。

注册Wise账户并激活后,可以通过APP申请虚拟卡。

Wise虚拟卡的申请需要填写居住地,且在某些国家才能使用。

Wise虚拟卡可以同时拥有三张,并且可以删除和重新开通。

Wise虚拟卡具有冻结功能,可以有效防范盗刷风险。

Wise虚拟卡添加到Apple Wallet和Google Pay的操作简单快捷。

Wise虚拟卡可以为每张卡进行个性化命名,方便管理和识别。

绑定openAI API时,需要确保IP节点干净,推荐使用astrill VPN。

Wise卡可以成功添加到openAI的支付方式中。

Wise虚拟卡支持在中国地区通过微信支付和支付宝进行消费。

Wise虚拟卡在费率上比Depay和onekey更便宜。

Wise虚拟卡在线下消费测试中表现良好,如超市购物和早餐支付。

Wise虚拟卡的APP可以清晰记录每笔消费。

视频教程详细介绍了Wise虚拟卡的开通、绑定和使用过程。